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Take the first step now to
own your Dream Home.
Instant E-Sanction in 4 hours
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Fulfill your dream of owning a home with us.

Tema Fintech   Home Loan comes with a host of benefits such as smaller EMIs where you can space out your payment over a longer tenure, attractive interest rates, an easy application process, doorstep service, etc. 

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EMI Calculator

Features and Benefits

Own a home of your own. Enjoy easy home loan eligibility norms and get a home loan in as less as 72 hours for a property of your choice – whether you are salaried or self-employed

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Smaller EMIs

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Min Loan Amount
Rs. 5 Lakhs

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No Pre-Payment
Charges

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Floating & Fixed
Interest Rates

Standard Eligibility  Criteria

Tema Fintech Home Loan offer a host of benefits to help you fulfil your dream of owning a home. Find out about the eligibility criteria for the   Home Loan  below:
 

Salaried individuals eligible for home loan

  • Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.

  • Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
     

Professionals eligible for home loan

  • Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the  Home Loan eligibility criteria.

  • Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
     

Self-employed individuals eligible for home loan

Any individual filing income tax returns can apply

Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan


 

Home Loan Borrowing Limits

Minimum - Rs. 5    lakhs
 

Margins

For home loan upto Rs. 30 Lakhs - 10%
For home loan above Rs. 30 Lakhs upto Rs. 75 Lakhs - 20%
For loan above Rs. 75 Lakhs - 25%

 

Submit the documents  and get a Home Loan / Loan Against Property sanctioned in 5 days!
 

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