Our Banking Partners
Powered by Andromeda Sales & Distribution
Features and Benefits
Own a home of your own. Enjoy easy home loan eligibility norms and get a home loan in as less as 72 hours for a property of your choice – whether you are salaried or self-employed
Min Loan Amount
Rs. 5 Lakhs
Floating & Fixed
Standard Eligibility Criteria
India Housing Company Home Loan offer a host of benefits to help you fulfil your dream of owning a home. Find out about the eligibility criteria for the Home Loan below:
Salaried individuals eligible for home loan
Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for home loan
Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Home Loan eligibility criteria.
Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Self-employed individuals eligible for home loan
Any individual filing income tax returns can apply
Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan
Home Loan Borrowing Limits
Minimum - Rs. 5 lakhs
For home loan upto Rs. 30 Lakhs - 10%
For home loan above Rs. 30 Lakhs upto Rs. 75 Lakhs - 20%
For loan above Rs. 75 Lakhs - 25%
Submit the documents and get a Home Loan / Loan Against Property sanctioned in 5 days!
Frequently asked questions
How do Home Loans work?
Home loans help you with a lump-sum advance of funds towards buying your desired property, this amount will be repayable with interest. However you can re-pay the amount advanced via EMIs (Equated Monthly Installments), thus enabling you to approach realizing your home dream in a convenient and structured way.
What are the tax benefits on home loans?
What are different types of home loans?
How do I improve my chances of getting a home loan